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Because inflation does not respond immediately to tighter monetary conditions, it has continued to surge, hitting 8.6% in March before easing somewhat to 8.2% in April. At its recent May meeting, the Fed made good on those expectations, raising the short-term rate by 50 basis points, the biggest hike in 22 years, and setting the groundwork for more large adjustments. The Fed followed through in March, and in addition to lifting the Fed funds rate, their economic projections signaled that more and/or larger rate hikes would be needed than expected in December.
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In the span of roughly two months, futures markets had re-priced a March hike from a longshot to near certainty. In its January 2022 meeting, the Fed signaled their plan to begin rate hikes at the March 2022 meeting, and markets responded. In the December 2021 Fed meeting, decision makers accelerated the planned end date of the Fed’s asset purchase program and raised expectations for short term rates by the end of 2022 to just shy of 1%, which would imply roughly three quarter point rate hikes in 2022.
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As we finalized our results in late 2021, the consensus on inflation being a largely transitory phenomenon that could be tamed with a garden-variety tightening cycle was just starting to crack as inflation accelerated from just over 5% in August to more than 7% by December.
Crashplan home pricing driver#
The change in financial conditions is the most dramatic driver of change in our revised outlook.
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® 2022 Forecast for Key Housing Indicators Housing IndicatorĮxisting Home Median Sales Price AppreciationĪverage 5% throughout the year, 5.5% by end of yearĪverage 3.3% throughout the year, 3.6% by end of yearĪ Changing Economic Landscape Inflation is High and Monetary Policy Pivots The growth is driven by a combination of more sellers and a slowing home sales pace.
Crashplan home pricing update#
Jim Rossman writes for The Dallas Morning ® National Housing Forecast Update 2022: A Moderating Housing Market Means More Options for Home Shoppers If you want to take advantage of the ease of automatically backing up to an online service, make sure you back up locally as a backup for your backup. I’m sure all these services will get the job done, but I have to wonder whether CrashPlan users will ever really trust an online backup service to be there for the long haul.
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I also recommend keeping one away from your computer and preferably outside your home or office.īesides Carbonite, I know of some friends who are moving their data to Backblaze, which is a similar online backup service that offers unlimited backups for $5 per month or $50 per year for each computer.Īnother online service is iDrive, which offers a free five gigabytes of online storage and an annual plan offering two terabytes of cloud backup for $52.12 for the first year. Get a few external drives and rotate them regularly to keep the backups fresh. One backup is good, but two is even better.
Crashplan home pricing software#
Well, I’m a fan of taking the simple approach of buying an external hard drive at least as large as your internal drive and making your own backup using software included in the Apple MacOS and Microsoft Windows operating systems. (In the original version of this story, I said Carbonite was not compatible with Macintosh computers. Nothing is stopping individuals from paying for and using the small business plan, but for personal use, CrashPlan is recommending that its customers use Carbonite, which has personal cloud backup plans starting at $6 per month per computer.